Modesto Car Insurance Prices

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Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Insurance and Finance Writer

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

UPDATED: Jul 7, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Get Modesto Car Insurance Quotes Online

To adequately compare Modesto car insurance quotes, you need to first obtain enough quotes from enough companies to make a comparison. Four to five quotes from different companies should be enough to compare rates.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple Modesto car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your Modesto car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper Modesto Auto Insurance

If your online insurance quotes do not meet your expectations, there are other methods of finding Modesto car insurance.

  • If you'd rather contact a Modesto insurance agent directly, you can search for Modesto insurance agents by clicking the 'Find an Agent' link on our menu.
  • If you want to take the time to duplicate your data entry, you can go directly to company websites like Liberty Mutual, State Farm, Allstate or Farmers Insurance to get quotes.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your Modesto Car Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - Modesto drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Discounts for No Claims - If you have a tendancy to file small claims on your car insurance, you're going to pay more than if you had just paid the claims yourself.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

Free Auto Insurance Comparison

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Modesto Insurance Agents

Listed below are Modesto agents who may be able to help you find California car insurance. View all Modesto insurance agents.

Titan Auto Insurance
2225 Plaza Pkwy
Modesto, CA 95350

Joel Henderson
1508 Coffee Rd Ste G
Modesto, CA 95355

Angel Hartzell
1900 Standiford Ave
Modesto, CA 95350

Try R Insurance Agency
502 Mchenry Ave Ste 101
Modesto, CA 95354

Tamsey Hilsabeck
902 13th St
Modesto, CA 95354

Ronald C Cook
1508 Coffee Rd Ste G
Modesto, CA 95355

Lee Hoddy
3324 Mchenry Ave
Modesto, CA 95350

Anthony Dorn
1343 Mchenry Ave
Modesto, CA 95350

Bud McMillin
1717 Oakdale Rd Ste O
Modesto, CA 95355

Tijerina Insurance Services
1755 Crows Landing Rd # B
Modesto, CA 95358

Sean ONeal
1800 Tully Rd Ste G
Modesto, CA 95350

Kevin Pallotta
2937 Veneman Ave Ste A100
Modesto, CA 95356

Rhoda M Freitas
3604 Oakdale Rd # A
Modesto, CA 95357

Cost-U-Less Insurance Center
2900 Standiford Ave Ste 25
Modesto, CA 95350

West Coast Auto Insurance Services
1801 H St Ste A1
Modesto, CA 95354

Rashad Mitchell
518 Needham St
Modesto, CA 95354

Nicholson Insurance
601 14th St
Modesto, CA 95354

McVey Insurance Agency
1231 8th St Ste 100
Modesto, CA 95354

Arrowhead Insurance Agency
2937 Veneman Ave Ste B235
Modesto, CA 95356

Cathy Deboer
145 Woodrow Ave Ste B2
Modesto, CA 95350

Liberty General Insurance Services
1700 Crowslanding Rd
Modesto, CA 95358

Alex Barron
1128 6th St Ste B
Modesto, CA 95354

Nicholson Insurance
4317 North Star Way Ste B
Modesto, CA 95356

Anil Nath
3121 Yosemite Blvd Ste B3
Modesto, CA 95354

Debra Webb
4213 Dale Rd Ste 4
Modesto, CA 95356

Find Affordable California Auto Insurance Coverage

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