San Jose Car Insurance Prices

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Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Insurance and Finance Writer

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

UPDATED: Jul 7, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Get San Jose Auto Insurance Quotes Online

Before you can compare San Jose car insurance rates, you will need to get a good number of quotes from California car insurance companies. 4 or 5 should give you enough of a selection to compare.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple San Jose car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your San Jose car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper San Jose Car Insurance

If buying San Jose car insurance online is not your cup of tea, there are other ways to secure insurance on your vehicles.

  • If you'd rather contact a San Jose insurance agent directly, you can search for San Jose insurance agents by clicking the 'Find an Agent' link on our menu.
  • It's always possible to go directly to the websites of companies like Farmers Insurance, Allstate, State Farm or Libery Mutual to get a direct car insurance quote.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your San Jose Auto Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - San Jose drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Don't File Small Claims - Insureds who have a tendancy to file small claims will pay higher rates than those who choose to pay small claims out-of-pocket.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

Free Auto Insurance Comparison

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San Jose Insurance Agents

Listed below are San Jose agents who may be able to help you find California car insurance. View all San Jose insurance agents.

Cya Insurance Agency
964 Story Rd
San Jose, CA 95122

Rachel Bhan
1625 N Capitol Ave
San Jose, CA 95132

Richard Hensel
1625 The Alameda Ste 820
San Jose, CA 95126

Daniel T Araia
90 E Gish Rd Ste E
San Jose, CA 95112

Saigon Insurance Service Center
1203 Lucretia Ave
San Jose, CA 95122

Astoria Insurance Brokerage
2175 The Alameda
San Jose, CA 95126

The Asguard Insurance Agency
1777 Saratoga Ave #210
San Jose, CA 95129

Richard Joseph Salciccia
870 N 1st St
San Jose, CA 95112

Phuong T Tran
510 N 1st St Ste 224
San Jose, CA 95112

Edmond Stoll
1610 Blossom Hill Rd Ste 8
San Jose, CA 95124

Timothy Heyen-Reilly
2695 Moorpark Ave # 101
San Jose, CA 95128

Laura Aguilera
2923 Villages Pkwy
San Jose, CA 95135

Thelma Fedrick
1777 Hamilton Ave Ste 102
San Jose, CA 95125

Valley General Insurance Services
1731 Technology Dr Ste 250
San Jose, CA 95110

Jenny Phillips
598 E Santa Clara St Ste 230
San Jose, CA 95112

Mike Pan
1551 Saratoga Ave
San Jose, CA 95129

Community Insurance Agency
1045 N 4th St
San Jose, CA 95112

AAA Insurance
5340 Thornwood Dr
San Jose, CA 95123

Kennedy Insurance Agency
950 S Bascom Ave Ste 2009
San Jose, CA 95128

Community Insurance
1045 N 4th St
San Jose, CA 95112

Pamela Farrington
1017 Meridian Ave Ste A
San Jose, CA 95125

Michael F Dunne
2068 Lincoln Ave
San Jose, CA 95125

Cost-U-Less Insurance Center
5530 Almaden Expy
San Jose, CA 95051

Sonny Vu
3241 S White Rd
San Jose, CA 95148

Greg Landers
2239 Moorpark Ave Ste 100
San Jose, CA 95128

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